What is Multi Asset Allocation Fund?
A Fund that invests in at least three different asset classes such as Equity,Debt & Commodities. As per SEBI regulations the fund must allocate minimum 10% to each assetclass at all times.
Where do Multi Asset Funds invest?
Equity: Referred as Stocks or Shares gives an opportunity for growth
Debt: Referred as Bonds aims to bring stability
Commodities: Referred as Gold or Silver offers diversification
Multi Asset Funds in India have provisions to invest in Real Estate InvestmentTrusts (REITs), Infrastructure Investment Trusts (INVITs) & Foreign Equitysubject to regulatory limits.
Why choose Multi Asset Fund?
The Key benefit of Multi Asset Fund is through one Fund you can gain exposure to Equity, Debt, Commodities, Foreign Equity, Real Estate and InfrastructureInvestment.
Multi Asset Fund are good for investors looking for diversification, helpsinvestors with stable returns & are less volatile
Taxation on Multi Asset Allocation Funds
The Taxation on Multi Asset Allocation Fund is determined based onproportion allocated. If Fund maintains majority equity allocation then it willbe classified as equity fund for tax purposes otherwise it will be treated asdebt fund for tax purposes.
Top 10 largest Multi Asset Funds in India by Asset Under Management (AUM) as of18/12/2025
